How to save 5% on your build (or at least parts of it)...

[adesalvo]

Lets be honest, the real reason for asking for a cash payment is because the contractor is not going to declare that income. Therefore, the savings to him is more substantial than 5%. I try to shoot for 10%, if he objects, pay him by check and be sure to use the business name, Inc or LLC, to ensure that he just doesn't convert the check to cash.

[waste]

Because I got a little 'testy', I replied here - Welcome adesalvo!