I have American Family. When we lived at the old house, we had a fence around the yard. For Am Fam, the fence was more for 'tresspassers warning'. If someone jumped the fence and caused damage, we could say the fence told them to stay out. Works for Am Fam. When we moved, we acquired a lot of land and didn't want to put up a fence so I just put a vinyl pool fence up.

For me, it's safety. My wife said I was anal. But there is no way my child is going get in that pool without someone around. There was a family here that had one of those Intek ring pools and one of their kids pulled a battery powered car next to it and climbed in. They didn't find him for several hours. That was around the time we were putting ours up and I swore I would make sure my daughter couldn't do that.

The good news is that my daughter has inherited ADD from me and could care less about the pool unless we focus on it.