Perhaps a deck around your pool with a locking gate would solve your problem? I have a deck around about 1/3 of my AG pool with a rail around it and a self-closing gate. My ladder is the type that is attached to the top of the deck rather than one that sits on the lawn. Maybe something like that would be another option for you.
Also, I have always had stones around the perimeter of my AG pools with no problems.
EDIT: Take a look at the following thread, post #22 in particular. You can see my old pool and deck in it so you can have an idea of what I am talking about in regards to deck. That pool has been replaced and a new deck installed this spring so it is not my current setup, though. I'll be posting newer pictures shortly.
http://www.poolforum.com/pf2/showthr...Pool-Adventure

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