CYA of 40 is fine. In post #6 above, you stated that your CYA was 120, though. That is what I was going on.
Until your registration is complete, you will have to log out to be able to follow the links. If you look for any post written by PoolDoc, Aylad or me, the links will be in our blue signature boxes. (I'm sorry I can't tell you how long it will take until your registration does get completed. Ben is the one who does that and he has been unavailable for the forum for a bit. Hopefully, he'll be back around soon.

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